FROS Technologies

Finance, Risk, Optimization, and Sustainability infrastructure for businesses, advisors, lenders, and credit networks.

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The FROS Ecosystem

LEDGERAIN

Automated accounting, financial records, business networking, and AI-powered document entry.

KADYSIEN

A hybrid AI-DSGE optimization framework, for climate-financial decision support and, firm resilience, with financial advisory.

ESGpolicy

Sustainability assessment, ESG disclosure, calculated metrics, and verified sustainability reporting.

FROS GHG Calculator

Monthly Scope 1 and Scope 2 greenhouse-gas calculation, 12-month annual aggregation, and ESGpolicy integration.

FROSpay

Make and receive payments, and record transactions through LEDGERAIN with AI assistance. Navigate from the Android app to FROS Web to access the complete ecosystem, including wallet services.

Download FROSpay for Android

Android testing version (debug APK).

BILending

Borrowers–Intermediaries–Lending network for trust-based credit, KYC, and capital access.

FROS Consultation & API Solutions

Managed API access, system integration, embedded FROS solutions, reusable custom tools, and specialist advisory across finance, lending, ESG, sustainability, climate risk, and data.

Discuss a Solution →

FROS Fiscal Drawer

Free fiscal document services for registered FROS users. Issue payslips, invoices, receipts, provisional invoices and quotations. Send documents to employees and clients, transmit records to LEDGERAIN, and access fiscal records and revenue reports through FROS Web.

Open FROS Fiscal Drawer →

Inland Revenue authorities can apply for secure, legally authorized revenue-information API access without registering as FROS users.

Obtain Inland Revenue API Access →

Youdo

Coming Soon — a new FROS mobile app.

Financing Statistics

Current BILending marketplace activity and financially completed credit facilities recorded by FROS. Amounts in different currencies are shown separately and are not combined without a defined FX basis.

Total financing capital available
0.00
Active credit-provider offers currently published in the BILending marketplace.
Total financing requested
0.00
Open borrower financing requests currently published in the BILending marketplace.
Total financing closed
USD 20,000.00
Principal of financially closed facilities for which BILending completion certificates have been issued.
Highest financing flow country
Italy — USD 20,000.00
Highest financing received country
Italy — USD 20,000.00
Top financing firms
  1. Green Fund Limited — USD 20,000.00
Up to five firms shown; rankings remain currency-specific and currencies are not compared without a defined FX basis.

FROS Community

Registered accounts, businesses, and professional participants currently recorded across the FROS ecosystem.

Registered users
9
Onboarded businesses
9
Onboarded credit providers
1
Onboarded intermediaries
1
Onboarded KYC professionals
1
Onboarded borrowers
1
Onboarded Sustainability Officers / GHG Accountants
0
FROS users who selected the Sustainability Officer / GHG Accountant role.

Career Opportunities

Become a freelance Client Financial Accounting and Sustainability Officer and help businesses manage financial accounting, ESG records, and greenhouse-gas inventories using FROS.

Freelance Client Financial Accounting and Sustainability Officer
Support business accounting and sustainability reporting

Support clients with daily financial accounting using LEDGERAIN, including transaction recording, financial documentation, reconciliation, and AI-assisted accounting workflows.

Help businesses maintain ESG information and monthly Scope 1 and Scope 2 greenhouse-gas activity records using ESGpolicy and FROS GHG Calculator. FROS tools support the structured calculation and reporting processes.

Client account separation: Each client must use their own separate FROS user and business account. Freelancers must not create or manage their clients as internal businesses within the freelancer's own FROS profile. Client access must be authorized and managed through the appropriate FROS client relationship and permission process.

Confidentiality and client authorization: Before accessing client information, the freelancer must sign a confidentiality and data protection undertaking, and the client must sign an authorization for the freelancer to access and process the specified personal and business data. Both signed documents must be submitted to FROS for review.

Required freelancer and client documents

Download, complete, and sign the appropriate documents before submitting them for FROS review. Both documents are required for a freelancer-client engagement.

Download Freelancer Confidentiality and Data Protection Undertaking (Word)

Download Client Authorization for Data Access and Processing (Word)

Signed documents must be submitted through the secure freelancer-client authorization process. Submission does not automatically grant access to client data.

Independent professional arrangement: Freelancers are independent service providers, not employees of FROS Technologies. Professional fees are agreed directly between the freelancer and the client. Applicable FROS subscription fees are charged separately for access to platform services.

Create a FROS account to get started

Finance & Innovation News

Selected updates from official development-finance, climate-finance, venture-capital, and financial- innovation institutions.

Partech · 2026-09-03

BREEDR JOINS THE HERD, SKELLO SCALES UP, AND MEAT GETS REAL!

Partech is a global investment platform for tech and digital companies, led by ex-entrepreneurs and operators of the industry spread across offices in San Francisco, Paris, Berlin and Dakar. Partech invests in Internet and information technology startups at seed, venture and growth stages.

Read original article →
International Finance Corporation · 2026-08-24

World Bank Group and BBVA close significant risk transfer transaction

IFC announced a significant risk-transfer transaction with BBVA designed to support additional financing for small and medium enterprises.

Read original article →
TLCOM · 2026-07-29

TLCOM | How Sim Shagaya is Building Africa’s Classroom of Tomorrow

Sim Shagaya shares how uLesson and Miva Open University are expanding affordable education across Africa through technology, resilience and long-term ambition.

Read original article →
Green Climate Fund · 2026-07-07

GCF accelerates delivery for seven newly approved climate projects

Seven newly approved climate projects moved closer to implementation following project-agreement signings around GCF’s 45th Board meeting.

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Catalyst Fund · 2026-07-02

Catalyst Fund Deepens Bet on Africa’s Climate Resilience Founders

Catalyst Fund announced a second close bringing total commitments to USD 30 million for climate-resilience ventures across Africa.

Read original article →
Novastar Ventures · 2026-05-07

Novastar Novastar reaches final close of Fund III Novastar Ventures announces the final close of its third fund, Novastar Ventures Africa People and Planet Fund III (NVIII), at US$147 million.

Read original article →

Join the FROS Ecosystem

Create a FROS account to access business, finance, risk, sustainability, advisory, and BILending services.

Create FROS Account Login
FROS Assistant Automated customer service
Do not share passwords, authentication codes, payment credentials, API keys, or other secrets. Need human help? Customer Support